Anyone who has lived through hurricanes in South Florida knows that contractors come out of the woodwork after any dramatic weather incident. It’s unfortunate that some contractors try to take advantage of homeowners at a time when they are the most vulnerable. As Miami property damage lawyers, we have seen this happen far too often.
One area that seems to be a particular concern with each hurricane we experience is roofing contractors. Your roofing system is one of the most important components of your home and it is important to choose one that will do a professional job at a competitive price. Fortunately, the National Roofing Contractors Association has published information as to how to go about hiring a roofer after a weather event.
Be Wary of Low Bids
As with most things, if it sounds too good to be true, it probably is. The price is only one small part of choosing the right roofing contractor. Although you want to get the work contracted as soon as possible, it is best to take your time and evaluate roofers for price, quality, and professionalism and make sure to get references.
Be Wary of Out of State Contractors
In South Florida, we have very stringent building codes. Out of state roofing contractors may not be aware of our requirements. What we have seen in the past is that roofing contractors come into Florida to do their work and then they are gone. Homeowners have no ability to get them to come back for any issues. And your insurance company may not cover a roof that is repaired or installed by an out of state or unlicensed contractor.
Things to Look For When Hiring a Roofing Contractor
- When you are contracting for roof repairs or installations, make sure the roofer shows you a license and adequate insurance coverage.
- Make sure the contractor has local references and check them carefully.
- Only accept a written contract with a full detailing of costs for permitting, materials, and labor. Get a detailed description of the scope of work that is covered under that price.
- Only consider a contractor that has a permanent address and can offer proof of any industry memberships and certifications.
- Never hire a contractor who asks for money up front before materials are on site.
Be patient. After a weather event, good roofing contractors will be busy. It is worth it to wait for quality work to be done. Keep in constant contact with your insurance company to make sure everyone is on the same page.
Get Professional Advice
If you are running into trouble getting your insurance company to pay for your repairs, you may need the assistance of a Miami insurance claim attorney. Call our professionals at Korin Law, P.A, when you need expert insurance legal advice.