In Hurricane Damage

The Atlantic Hurricane Season is less than one month away. But hurricane experts at Colorado State University are predicting a less busy storm season for 2017 compared to last year. Dr. Phil Klotzbach, head of the CSU Tropical Meteorological Project, recently predicted there will be 11 named storms, 4 hurricanes and two major hurricanes for this year. To put it into proper perspective, the average Atlantic Hurricane Season for the last 30 years consists of 12 named storms, six hurricanes, and two major hurricanes. Although the latest storm predictions appear encouraging, it only takes one direct hit from a hurricane to destroy everything you have worked to earn.

Complacency Is Not An Option

It has been 12 years since Miami-Dade or Broward Counties experienced a direct hit from a hurricane. Despite being a category 3 storm when it arrived in South Florida, Wilma managed to cause significant damage and weeks of power outages in Northern Broward County. Longtime South Florida resident recalls the horror and destruction caused by Hurricane Andrew back in 1992. Last year, Hurricane Matthew gave us a scare but managed to cause some devastation in the Caribbean and along Northeast Florida and throughout the Carolinas.

Why Miami Homeowners Should Be Concerned?

When it comes to hurricanes and windstorm damage, the law of averages is not in South Florida’s favor. It is only a matter of time before South Florida’s luck runs out. If you have not made storm preparations, it is now time to start. Here are some tips.

    • Start with a Roof Inspection: Roofs are the most vulnerable part of a home during a hurricane or windstorm. Roof inspections are typically inexpensive and can help save Miami homeowners a lot of money in the long run. A professional roofer can often spot and identify problems with your roof most people can’t see. They can also quickly diagnose and repair any roof leaks that can lead to further problems, including mold damage.
    • Invest in Protecting Your Home’s Exterior: Adding impact doors, windows and storm shutters can make a tremendous difference in securing your home during a major storm. In addition to providing storm protection, they also provide effective home security from intruders. In addition to the security benefits, impact windows, door and shutters can also help lower your homeowner’s insurance premiums.
    • Review Your Homeowner’s Insurance Policy: It may seem logical. Unfortunately, far too many homeowners are caught by surprise when their insurance company fails to provide the necessary compensation needed to cover their damages and repairs. Take the time review your policy to ensure you are fully protected during windstorms.

A Miami Home Insurance Lawyer Can Help

The reality is insurance companies are no different than most businesses. Their objective is to make money. Unfortunately, it often comes at the expense of their policyholders. If you have an underpaid or denied homeowner’s insurance claim, it can leave you in terrible financial burden. Miami home insurance lawyer Jonathan Korin understands the frustration of many homeowners. Over the years, he has represented countless homeowners looking to receive the maximum compensation for their claim. To learn more, contact the legal team at Korin Law, P.A. and schedule a consultation to discuss your case.

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