In Hurricane Damage

The Atlantic Hurricane Season is in full swing. Yet, there plenty of people throughout South Florida who have yet to make any preparations. Many will wait until the last minute until a storm threatens South Florida. Although it has been 12 years since a Hurricane has made landfall in Miami-Dade or Broward Counties, far too many people have become complacent about their storm preparation. Getting ready for a hurricane involves more than just buying gallons of bottled water, canned food and covering your windows with plywood. When it is time to make an insurance claim, you do not want to take any chances of getting short changed on a settlement. Here are some overlooked hurricane preparation tips to make your summer a little less stressful.

Stock Up and Secure Your Medications

The aftermath of a hurricane can be extremely chaotic. In addition to windstorm damage, homeowner also face the grim possibility of being without electricity for weeks and maybe longer. Because countless South Floridians depend on medications to address various health issues, it is important to keep an up-to-date supply of at least a week in your hurricane preparation kit. Make sure your medications are kept in a cool and secure place free of moisture. Always keep copies of your prescription, doctor and pharmacist contact information along with your insurance card.

Plan Ahead for a Disabled Person

If you live with a disabled person, be prepared to make arrangements with another friend or family member to provide assistance. Do not just choose one person. Have a complete network of people who can make emergency calls. Because phone lines are often damaged after a serious storm, do not rely on landlines. Have a backup phone available. Make transportation arrangements that include the quickest exit routes or to the nearest hurricane shelter. Have a hurricane preparation ready, including any tools, medications or equipment needed by the disabled family member.

Have a Separate Plan for Protecting Your Children

Babies and young children require extra special care. Prepare a separate hurricane preparation kit for each child. It should include the following:

    • Baby food and formula
    • Pacifier
    • Bottles
    • Baby wipes
    • Powdered milk
    • Diapers
    • Senior Needs

Not all people are able to handle the aftermath of a hurricane the same. The elderly are especially vulnerable and require special needs. In addition to having a reliable network of friends, neighbors and family members, make sure there is enough prescription medication ready in the event of a storm. The elderly may also need additional medication to address anxiety and sleep issues. Should an elderly person suffer from dementia or Alzheimer’s, make sure they have an emergency bracelet with complete identification and contact information.

Protect Your Pets

When preparing for a storm, do not forget about Fido. Pets are a big part of your family. Make sure to seek emergency shelters or motels that are pet friendly. Stock up on food and make sure they have proper shelter.

Has Your Hurricane Damage Claim Been Underpaid or Denied? A Miami Claims Insurance Lawyer Can Help

It only takes one storm to destroy everything you have worked hard to earn. Unfortunately, having insurance does not guarantee you will receive the proper compensation to account for lost items, damages, and repairs. If your hurricane damage claim has been underpaid or denied, it is important to take swift action. Miami insurance claims lawyer Jonathan Korin understands the frustration many homeowners have with their insurance companies. He and the legal team at Korin Law, PA utilize an aggressive and comprehensive approach to help place each client in the best position to succeed. To learn more, contact the offices of Korin Law, PA and schedule a consultation to discuss your case.

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