When most people think of windstorms in Miami, they immediately think of hurricanes. But there are other storms to worry about–including tropical storms and tornadoes. Both can cause enough damage that may require homeowners to eventually file a homeowner’s insurance claim. But there are also solutions to help reduce and even eliminate the chance of damage. Properly securing your property can often make the difference between minimal damage to new construction.
Secure Your Roof
The most vulnerable area of the home during a windstorm is the roof. Most Miami homeowners take their roofs for granted until there is a leak or major damage. Make sure to get an annual roof inspection. The perfect time is right now. January is not only a good time start a new year’s resolution, it is also a great time to prepare your home for the peak of the summer storm season. A professional roofer can often identify roof problems most people cannot see. Roof inspections should include a complete check of your roof’s shingles or tiles. Some roofers are known to take advantage of homeowners by providing shoddy inspections. Simply looking at your roof for a few minutes is not sufficient.
Impact Doors & Windows
Technology has now made storm preparation easier than ever before. Many companies now offer storm resistant impact doors and windows. Both are designed to withstand the impact of hurricane force gusts and outdoor objects that can turn into projectiles. In addition to providing storm protection, many impact windows come with ultraviolet protection and can even help homeowners save money on their energy bills.
Windows are the second most vulnerable parts of your home during a windstorm. If impact windows are a little out of your price range, you may want to invest in some storm shutters. Accordion storm shutters are among the most popular and are easy to apply. Not only do storm shutters protect and secure your windows, they can also help reduce your premiums, depending on your insurance company.
Read Your Insurance Policy
If you have some time on your hands, you may want to review your insurance policy. One of the biggest mistakes homeowners make is signing up for a policy and then discover they are not covered for many common damages. For example, some insurance companies do not cover construction to remove mold. Due to South Florida’s warm and humid climate, mold is a common problem. It can also occur in houses with roof leaks and pipe leaks.
A Miami Insurance Claims Lawyer Can Help
If your property has suffered windstorm damage in Miami, it is important to receive the maximum settlement from your insurance company to cover repairs, damages and any type of property loss. In far too many instances, insurance companies cut corners when it comes to assessing damage. Others simply refuse to provide the proper settlement needed to cover the enormous expenses of homeowners. Do not accept anything less than what you deserve. Contact a Miami insurance claims lawyer that can help. Attorney Jonathan Korin utilizes an aggressive and comprehensive approach to help homeowners achieve the best possible results. His goal is to help resolve disputes with insurance companies without having to go to court. However, if the insurance company refuses to cooperate, he is willing to go to court and fight for the rights of each and every client. To learn more, contact legal professionals at Korin Law, P.A. and schedule a consultation today.