When most Miami homeowners think of disasters, they immediately think of hurricanes and windstorms. But there is a silent danger lurking in your home. It is easy to take your pipes for granted. Each day, we all depend on our plumbing system to wash our clothes, dishes, take a shower or to simply provide drinking water. But if your house was built before 1975, there is a good chance it already has significant pipe erosion. It can make your home a ticking time bomb.
The Consequences of Pipe Leaks
There are currently 76 million homeowners across the nation living with the nightmare of pipe leaks. Many had water damage claims denied by their insurance company. It can leave homeowners not only with a huge mess, but also inheriting a large financial burden. Insurance companies defend their actions by blaming homeowner’s with neglect. In addition to significant water damage, pipe leaks can also lead to the growth of dangerous mold and ruin your home’s building materials.
The Dangers of Cast Iron Pipes
Not all pipe leaks in Miami are the same. The vast majority of homes built before 1975 have cast iron pipes. Although these pipes were originally designed to last between 50 to 75 years, South Florida’s warm and humid conditions contribute to rapid erosion and can lower their lifespan significantly. Rust and corrosion are the biggest enemies of all pipes. It is a particularly troubling problem for cast iron pipes, resulting in 25 percent of all pipe leaks. According to building experts, homes with cast iron pipes can expect potential damage within 25 to 40 years of installation. Here are some common signs of pipe leaks.
- Discolored floor tiles
- Loose or broken floor tiles
- Insect or rodent infestation
- Warped wood floors
- Foul odor from sewer gases
- Water stained grout
- Clogged and slow drains
- Discolored carpet
Water damage insurance claims in South Florida have increased dramatically in recent years. Many are due to homes with cast iron pipe leaks. To make things even more difficult, insurance companies constantly underpay or even deny water damage claims. Many blame homeowners for their water damage. But the truth is age contributes to pipe erosion more than neglect.
A Miami Insurance Claims Lawyer Can Help
Most homeowner’s involved with insurance claim disputes do not properly understand their rights. What you don’t know about Florida insurance law can come back to haunt you later. The best solutions is to seek representation from an experienced and knowledgeable Miami insurance claims lawyer with a track record of protecting the rights of each client and looking after their best interests. They can negotiate with the insurance company on behalf of the client to help resolve the dispute. In many cases, insurance companies and homeowners are able to come to a suitable settlement without having to go to court.
Over the years, Miami insurance claims lawyer Jonathan Korin has represented a variety of clients. He has provided legal counsel for everyone from the average homeowner to Fortune 500 companies. The legal team at Korin Law, PA. is committed to placing property owners in the best position to succeed. To learn more, contact the offices at Korin Law, PA. and schedule a consultation to discuss your case.