In Hurricane Damage, Insurance Claims Attorney

Preparing for hurricanes and windstorms is part of life in Miami. But did you know it can also help homeowners save money? Governor Rick Scott and the Florida Legislature recently passed the Disaster Preparedness Sales Tax Holiday. The much-needed tax relief goes into effect immediately at 12:01 am on June 2 and runs until 11:59 pm on June 4. During the weekend, all qualifying items related to disaster preparation are exempt from sales tax. The tax holiday comes just in time for the start of the 2017 Atlantic Hurricane Season.

What Items Qualify for Sales Tax Exemption?

Staying informed can often go a long way when preparing for a storm. For example, far too many homeowners wait until the last minute to prepare for a hurricane. Complacency is often blamed. It has been nearly 12 years since South Florida has received any hurricane damage. (Hurricane Wilma) But it only takes one major storm to destroy everything you have worked hard to earn. Before you head out to Home Depot, it is important to know which items qualify for the 2017 Disaster Preparedness Tax Holiday.

    • Any disaster prevention related items selling for $10 or less, such as reusable ice packs.
    • Any portable powered light source selling for $20 or less, including lanterns, flashlights and candles. The light source can be powered by gas, solar energy, battery or by hand crank.
    • All batteries selling for $30 or less, including rechargeable batteries. They must fit the following sizes: AA-cell, C-cell, D-cell, 6-volt and 9-volt. Car and boat batteries are excluded.
    • Any of the following items selling for $50 or less:  tarps, radios, bungee cords, tie-down kits, ground anchor systems, ratchet straps, radios, plastic drop cloths, plastic sheeting, waterproof sheeting and visqueen.
    • Any portable generators selling for $750 or less
    • All first aid kits

The Importance of Early Preparation  

Your home is the biggest investment you will ever make. Do not place your property at risk for hurricane damage. Miami homeowners should also make sure their roofs are secure. A roof inspection is relatively inexpensive and could prevent thousands of dollars in future damages. Far too many homeowners throughout South Florida try to make roof repairs on their own. Regardless of how handy you are with tools, it is always best to leave it up to professionals. An experienced roofer can often identify potential problems most people cannot see. Not only can it save homeowners from potential storm damage, it can also prevent leaks and other types of problems, including mold damage.

Can You Count on Your Insurance Company?

Should a major storm cause hurricane damage, will your insurance company provide enough compensation to account for your damages and repairs? Don’t be so sure. In far too many cases, hurricane damage claims can be underpaid or even denied. Do not risk getting short changed. Miami home insurance attorney Jonathan Korin is ready to help. Whether you have fire damage, water damage or windstorm damage, he and his legal team at Korin Law, P.A. utilize an aggressive and comprehensive approach to protect the rights of homeowners to ensure they receive the maximum settlement they deserve. To learn more, contact the offices of Korin Law, P.A. and schedule a free consultation to discuss your case.

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